The Road Accident Fund (RAF) is a government agency, that had been created in South Africa to provide assistance and cover to all victims of Road Accidents. The road accident fund had been created by the Road Accident Fund Act,  Act 56 of 1996 (an Act is a law passed by the Parliament of South Africa, which is then signed into law by the President). The governing law or act, was amended in August 2008 by the  what is known as the RAF Amendment Act 19 of 2005. Although the primary Act/ law, is still the guiding law in terms of the Road Accident Fund, due to the amendments and changes since 2008, there have been major changes in how claims are assessed and processed.

The current situation is that there are two route of claiming from the Road Accident Fund:

Road Accident Fund Direct Claims

This method of claiming is done directly via any office of the Road Accident Fund. The RAF claim forms once they are completed are submitted to various offices of the RAF found in each city.

The major centres that process the claims are:

  • Pretoria
  • Johannesburg
  • Durban
  • Cape Town
  • Bloemfontein
  • and other smaller offices